Contact Us We would love to speak with you.Feel free to reach out using the below details. Get In Touch 720-664-8691 info@businessfundingknight.com Hours Mon-Fri 9:00AM - 5:00PM Calculator Submission Form (#4)Business NameYears In Business? Under 2 Years: Often requires a Personal Guarantee (PG) from the owner to secure loans. 2 to 3 Years: Often the minimum requirement to qualify for lines of credit or loans without a Personal Guarantee. 5+ Years: Considered mature and low-risk by most major banksHow Long Have You Been In Business?Startups/Micro-enterprises: 0 to 2 years (Early Traction: 2 to 5 yearsEstablished: 6 to 10 yearsHighly Established: 11 to 15+ yearsCredit Score? No Hard Credit Check Needed! A Soft Credit Check is needed. Many funding programs start with a soft credit inquiry that does not affect your credit score. This allows lenders to review basic qualifications and explore funding options before any additional underwriting requirements.What Is Your Credit Score?Excellent / Exceptional (800–850)Very Good (740–799)Good (670–739)Fair (580–669)Option 5Poor (300–579)First NameLast NameEmailPhoneMessage (if any) I have read and agree to the Terms and Conditions and Privacy PolicySubmit Form