Do I Qualify for Business Funding (and What Really Matters)?
Funding decisions depend on credit, cash flow, business history, and collateral; you should assess these factors to determine eligibility and […]
Qualification and Underwriting
What Are the Time-in-Business Requirements by Funding Type?
Time in business requirements vary by funding type: SBA loans often require two years, banks prefer longer histories, alternative lenders
What Minimum Revenue Do You Need for Different Business Funding Options?
There’s no single minimum revenue for funding; you should expect loans, investors, and online lenders to require different thresholds-some grants
What Do Underwriters Look for First on Bank Statements?
There’s key items you should expect underwriters to check first on your bank statements: consistent income deposits, large unexplained credits,
Does Credit Score Matter More Than Business Performance for Funding?
Funding often depends on whether lenders prioritize your personal credit score over your business performance; you should present strong credit
How Many NSFs/Overdrafts Are “Too Many” for Approval?
With two to three recent NSFs or overdrafts, you often trigger lender concerns; repeated incidents raise your risk profile and
What’s the Difference Between a Soft Pull and a Hard Pull for Business Funding?
With a soft pull, you can preview lending options without impacting your credit score, while a hard pull is used
What Happens After You Apply (Timeline + Touchpoints)?
Many applicants, including you, face a clear timeline: your application is received, screened, interviewed, and decided, with touchpoints such as
How Do We Match You to Lenders (Criteria Overview)?
Just provide your credit details, income, loan purpose, and preferences, and you will be matched to lenders whose eligibility, rates,
What Standards Should a Broker Require from Lending Partners?
Most brokers should require lending partners to demonstrate transparent underwriting, competitive pricing, consistent communication, regulatory compliance, and reliable funding timelines